3 steps and the loan is yours
1
Fill out a quick and easy form
No cost, no obligation and no effect on your credit score. We just need a few basic details
2
Talk with a loan professional
You will have a dedicated loan professional to help you with every step of the process.
3
Review and Choose your terms
We will review the options you qualify for and help you select the offer that fits your goals.
Our purpose
Getting a loan shouldn’t be a hassle
Our quick and easy process lets you get the loan you need without jumping through infinite hoops at a traditional bank.
Financing should be for everyone, not the few
Financing should be easy to understand
Everyone should have access to honest counsel
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How much can I borrow?
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You can apply for loans from $5,000–$150,000, but loan limits can vary by state and with special offer codes, loans up to $150,000 may be available.
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What is the difference between the interest rate and APR?
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An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Lendnest Direct Corp offers fixed APRs to express the cost of borrowing money.
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Is this a simple interest or compound interest loan?
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Lendnest Direct offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.
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Are there any fees associated with the loan?
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There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account.
Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).