Frequently Asked
Questions

The amount you can save ranges from hundreds to thousands of dollars. It really depends on the amount of balances that you have. The higher the balances, the more money you can save in a lower monthly payment and interest paid over time. But you won’t just save money. You’ll also save time by paying off your credit cards faster.

With any Lendnest Direct Corp offering, credit cards will need to be closed. You have full control and decide which debts you want paid off and closed and which cards you may need for payment convenience. Ultimately, the path to financial freedom means limiting your dependency on credit cards. To become a Better You Financially, you must break the cycle of credit card spending.

The funds for your loan will be used to pay off credit card balances directly. Any additional funds beyond that will be transferred into your account that you registered with for auto-pay.

The amount you can save ranges from hundreds to thousands of dollars. It really depends on the amount of balances that you have. The higher the balances, the more money you can save in a lower monthly payment and interest paid over time. But you won’t just save money. You’ll also save time by paying off your credit cards faster.

There are generally three things that may be required outside of what you may have provided while completing the application. They are:

A color copy or photo of your driver’s licenses, passport, or state issued ID.

Proof of income by way of two most recent paystubs. If self employed, then we’ll need your most recent year’s 1040 tax documents.

Your most recent full month’s bank statements downloaded from your online bank account.

If we require any additional information, we will let you know.